Devin Richard

He turns complexity into confidence — helping professionals retire smarter, sooner, and stronger.

• Dynamic communicator who translates complex systems (FRS, DROP, 403(b).
• Blends charisma with structure — approachable, disciplined, and deeply valued.
• Natural recruiter of action and follow-through; sparks energy in clients and teammates alike.
• Balances tactical precision with emotional intelligence.
• Leader in advisor innovation, education, and operational excellence.

• Florida Retirement System (FRS) and DROP strategy.
• Structured income notes and risk-managed portfolio design.
• Tax-smart retirement and income distribution planning.
• Client education and behavioral finance.
• Medicare, insurance, and estate-tech integration.

• B.S. and M.S. in Finance, Summa Cum Laude, University of Tampa
• Enrollment Advisor of the Year, 2015
• Rookie of the Year, 2018
• President’s Cabinet Member, 2015–2024

• Born in Sidney, Ohio; proud Tampa resident since 2011.
• Lives in Odessa with wife Erin, daughters Rilynn and Hayden, and golden retriever Tucker.
• Loves sports, skiing, fishing, and family weekends outdoors.
• Passionate educator and mentor — believes every plan should teach as much as it protects.

• Devin makes complicated retirement rules feel simple — and he makes you feel like you’ve got a partner in the process. Working with him equals financial confidence.

• Public-employee education, youth mentorship, and financial literacy across Florida’s school and healthcare systems.

Devin Richard is a dynamic force in Frontline Investment Advisors — a Tampa-based firm built on service, strategy, and stewardship. Warm, driven, and relentlessly action-oriented, he helps Florida’s public employees, educators, and healthcare professionals retire with confidence through the state’s complex Florida Retirement System (FRS) and DROP programs.

His approach is clear and conversational: clients bring the puzzle pieces, and he puts the plan together. With dual degrees in finance and nearly a decade of field experience, he blends the analytical discipline of an investment strategist with the relational energy of a teacher. He believes education is empowerment — and every meeting should leave a client smarter and calmer than when they walked in.

Before co-founding Frontline, he previously experienced great success rising from intern to top-ranked advisor. His decision to build an independent firm was grounded in access and authenticity: to provide clients with broader investment solutions, deeper service, and a level of transparency traditional firms rarely offer. Today, that independence — paired with 15 Wealth’s resources — allows him to deliver a concierge-style experience that covers investments, Medicare, estate planning strategies, and retirement planning under one roof.

Clients describe him as both educator and executor. He listens, clarifies, acts, and follows through — the rare advisor whose plans get implemented because they make sense and feel personal. The warmth draws people in; the process keeps them there.

Outside the office, Devin thrives on connection — whether it’s hosting friends for a crawfish boil, cheering on a Tampa game, coaching from the sidelines, or traveling with his family to the next ski trip. He believes the best memories are built through shared experiences and laughter, the same kind of moments he helps his clients plan for. At home, his world revolves around Erin, their two daughters — a mix of sunshine, sports, and community that reminds him daily why he does what he does: to help families live fully, with freedom and intention.

If you’re ready to feel more confident about your financial future, Devin welcomes the chance to start that conversation. ➞ 727-202-2793, email, or schedule a meeting